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Old 07-13-2013, 1:12 PM
surfish95747 surfish95747 is offline
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Default Student Loans and a getting hired

Hey guys, I am thinking about taking out some student loans so I can focus on the Police Academy and finishing up my 4 year degree. Will it look bad to have around 10K in student loans when time comes to getting hired. I have excellent credit and plan to make timely payments on the loans. Is there a better option?
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Old 07-13-2013, 1:38 PM
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My buddies did it using FASA and pel grants. Be advised if you fail the academy you still have to pay it back like a student loan. If you pass... You're golden.
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Old 07-13-2013, 1:59 PM
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The debt would be for something to better yourself vs having bad debt like maxed out credit cards, toys, etc.... As long as your credit is good, it's perfectly fine. I got hired with 100k in loans between the mortgage, car, and wife's student loans.
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Old 07-13-2013, 2:11 PM
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Try to focus on getting grants and scholarships.
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Old 07-13-2013, 2:25 PM
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Quote:
Originally Posted by AAShooter View Post
Try to focus on getting grants and scholarships.
A good approach regardless.
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Old 07-13-2013, 2:50 PM
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I just got hired with a department and am currently in the academy. I have around $35,000 out in student loans.

As long as you're making payments on time and you have good credit, you should be fine.
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Old 07-13-2013, 4:23 PM
surfish95747 surfish95747 is offline
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Thanks guys for the advice. I'm going to work on the poll grants and scholarships and then go with subsidized and unsubsidized loans after that. Good luck to you all.
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Old 07-13-2013, 4:33 PM
jdben92883 jdben92883 is offline
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$10k is not a lot of student loan debt.
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Old 07-13-2013, 4:34 PM
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Quote:
Originally Posted by jdben92883 View Post
$10k is not a lot of student loan debt.
Good to know. So far I've done this debt free, so 10K felt like a lot. Thanks all.
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Old 07-13-2013, 9:12 PM
solanoshooter solanoshooter is offline
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I had more student loan debt when I got hired by my first agency. I'm in a grad program now so if I move agencies again, I'll have a lot more.
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Old 07-13-2013, 9:36 PM
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As long as you can make your payments, and you have a good reason (school) for te debt, you are going to be ok.
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Old 07-14-2013, 8:12 AM
surfish95747 surfish95747 is offline
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Quote:
Originally Posted by Ron-Solo View Post
As long as you can make your payments, and you have a good reason (school) for te debt, you are going to be ok.
Good, I don't feel worried about this anymore. We've never been late on any payment and don't plan to start. Thanks everybody for assuaging my fears.
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