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  #1  
Old 05-10-2013, 8:24 AM
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Default No more firearms with Square.

Just a heads up. This proly only affects the smaller dealers and home based guys (me) but Square has just come out an said no firearms transactions at all, no parts, accessories, ammo...

"By creating a Square Account, you also confirm that you will not accept payments in connection with the following businesses or business activities: (1) any illegal activity or goods, (2) buyers or membership clubs,
(snip)
(23) sales of (i) firearms, firearm parts or hardware, and ammunition; or (ii) weapons and other devices designed to cause physical injury"

Take it easy on the little guys as we all scramble to find new firearms/ 2A friendly credit card processors.

-WCSA
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  #2  
Old 05-10-2013, 8:48 AM
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Call Tom Bainbridge at Transnational. We use them and they've been phenomenal to us. They've handled our spike in volume (we're doing about 3x what we forecasted) without harassing us for additional documents at better rates than we were getting through PAI.

847-655-1315
cbainbridge@tnbci.com
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  #3  
Old 05-10-2013, 8:57 AM
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Call went in first thing this morning. Just waiting for a return call.
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  #4  
Old 05-10-2013, 9:12 AM
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Default

Quote:
Originally Posted by mcisniper View Post
Call went in first thing this morning. Just waiting for a return call.
I'm on the phone with him right now
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  #5  
Old 05-10-2013, 9:16 AM
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Go figure. Hope he has call waiting.
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  #6  
Old 05-10-2013, 3:50 PM
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QuarterBoreGunner QuarterBoreGunner is offline
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Default

Before panties get bunched; this is has nothing to do with the firearms business exactly. From another forum I frequent:

Quote:
I am a manager for First Data. The processor of Square, Bank of America, Wells Fargo, Paypal, etc.... The reason why that happens is because Square (along with some other merchant services) do not offer PCI compliance. Needed for your protection (as a merchant) from chargebacks and disputes. I give my small gun shops on a similar phone swiper (or terminal of any kind) at a rate of 1.75% (compared to Square's 2.75% and Paypal's ~3.50%) plus my PCI compliance fee of $9.95. A small price to pay to keep a legitimate business going the way it should. And your insurance that we can protect you from illegitimate chargebacks.
As FFLs you may have seen a uptick in chargebacks. So just a heads up.

More info here:

http://www.reddit.com/r/guns/comment...l_gun_dealers/
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  #7  
Old 05-10-2013, 6:28 PM
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First Data is also anti-gun and won't allow keyed-in sales. They were our first processor until we got our account locked. Then we went to PAI, the NRA-endorsed processor and that was an unmitigated disaster. We're now with Transnational and things have been amazing.
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  #8  
Old 05-10-2013, 10:18 PM
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Interesting Thread.
Could you guys please help me and be more specific?
Do you mean you use Transnational BCI?
Do they have a credit card reader that attaches to an iPhone?
Any/all extreme details will be appreciated.
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  #9  
Old 05-17-2013, 6:33 PM
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Quote:
Originally Posted by THT View Post
Call Tom Bainbridge at Transnational. We use them and they've been phenomenal to us. They've handled our spike in volume (we're doing about 3x what we forecasted) without harassing us for additional documents at better rates than we were getting through PAI.

847-655-1315
cbainbridge@tnbci.com

Will they handle online sales? We are looking for someone to handle the online merchant sales.

If anyone has a good recommendation on a online processor please advise!
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  #10  
Old 05-17-2013, 6:54 PM
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there is another calguns member who is in this business..

eureka payments.

offers discounts to calguns members
cheaper then square.
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  #11  
Old 05-18-2013, 7:46 AM
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Quote:
Originally Posted by curvejunkie View Post
Will they handle online sales? We are looking for someone to handle the online merchant sales.

If anyone has a good recommendation on a online processor please advise!
I heard PAI is supposed to have good rates, but havent used them. I'm using First National Merchant Solutions and they are "good enough" where switching is more trouble than it's worth to me since i have integration with my online shopping cart.
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  #12  
Old 05-18-2013, 2:41 PM
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Quote:
Originally Posted by ugimports View Post
I heard PAI is supposed to have good rates, but havent used them.
PAI sent out a letter adding .35% fee for all firearms dealers, meaning that they are anti-gun. Due to this, many have switched to TransNational. This was from another forum. I can get the information if you are interested, there is a specific person (Tom) that people have recommended.
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  #13  
Old 05-18-2013, 10:55 PM
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Default

We've been using Capital Processing (now called CPN) and we have amazing rates and they're pretty damn chill about everything.
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  #14  
Old 05-30-2013, 10:47 AM
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There are other lower cost options for firearms credit card processing.

http://www.electronictransfer.com/cr...rd/FFLLanding/
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  #15  
Old 05-30-2013, 11:02 AM
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Electronic Transfer would be my choice. They have been in business over 24 years, A+ BBB rating. They cater to the Gun Industry for retail swiped and Ecommerce accounts. They also don't increase their rates like we have recently seen with competitors. We should feel secure that the processor we are with supports our industry and the Second Amendment. I would give them a call - 800-75-5453 x203 - ask for Sarah
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  #16  
Old 06-25-2013, 2:12 PM
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Quote:
Originally Posted by curvejunkie View Post
Will they handle online sales? We are looking for someone to handle the online merchant sales.

If anyone has a good recommendation on a online processor please advise!
Not sure how i missed this thread previously... likely too late to assist, but i am here if you need help.

Feel free to contact me directly if you would like. We are able to process for online firearms sales and have rates unmatched by our competition. IN addition, we will donate 10% of our income on firearms account to CalGun Foundation!
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Last edited by EurekaPayments; 06-25-2013 at 2:17 PM..
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  #17  
Old 06-25-2013, 3:02 PM
freedomgirl freedomgirl is offline
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Default Electronic Transfer is still my first Choice A+ BBB rating

Electronic Transfer as well supports the 2A for both internet and retail merchant accounts. Over 24 years in business with A+ BBB rating (which is nearly impossible to achieve in the industry). They understand the Gun and Ammo industry and definitely cater to it.

I just wanted to point out that in no way would ETI ever want to discourage a merchant from going with a competitor. As we all know there are only a few processors out there that are in fact 2A friendly. We appreciate others in the industry striving for the same goals and standing up for the same beliefs as ETI. So to the other competitors out there that appear to be tracking anything and posting over anything Freedom Girl posts, I want to encourage you to be proud of your competition as we ALL have the same goals in mind. I am happy to see other competitors start supporting the 2A as ETI has done for 24+ years.

Electronic Transfer Inc - 800-757-5453
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